Family Protection Plans — Shield Your Loved Ones

Complete financial protection for your family. Life cover, health insurance, and wealth building — all in one plan.

What Is Family Protection Planning?

Family protection planning means creating a financial safety net that ensures your family maintains their lifestyle, achieves their goals, and stays financially secure — regardless of what happens to you. It's a holistic approach combining insurance, investments, and estate planning.

Income Protection

Term insurance replaces your income if something happens to you. Cover: 15-20x annual income.

Health Security

Family floater health plan covers medical emergencies. Minimum ?10 lakh coverage recommended.

Children's Future

Education fund for school and college. Child plan with premium waiver in case of parent's death.

Home Protection

Home loan insurance clears the mortgage. Family keeps the home even if the breadwinner is gone.

Complete Family Protection Checklist

? Term Insurance: 15-20x annual income for both earning members
? Health Insurance: Family floater ?10-25 lakh + super top-up ?50 lakh
? Emergency Fund: 6-12 months expenses in liquid funds
? Children's Fund: SIP/PPF for education + child plan with waiver benefit
? Home Loan Cover: Decreasing term insurance matching loan amount
? Critical Illness: Lump sum plan covering major illnesses
? Accident Cover: Personal accident policy for all family members
? Will & Nominations: Updated will, nominations on all policies and accounts

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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.