Digital Banking Essentials
Digital banking has transformed how Indians manage money. UPI alone processes over 10 billion transactions monthly. Here's how to make the most of digital banking while staying safe.
UPI (Unified Payments Interface)
Free, instant fund transfers 24/7. Send up to ?1-2 lakh per transaction. Popular apps: Google Pay, PhonePe, Paytm, BHIM. QR code payments at shops and online.
Net Banking
Full banking from your browser. Fund transfers (NEFT, RTGS, IMPS), bill payments, FD creation, loan management. Use only on secure, private networks.
Mobile Banking
Bank's official app with all net banking features. Add biometric authentication for security. Enable transaction alerts via SMS and email.
Digital KYC & Account Opening
Open bank, Demat, and mutual fund accounts from home. Video KYC approved by RBI/SEBI. Aadhaar-based e-KYC for instant processing.
Digital Banking Safety Tips
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