Equity, debt, hybrid, index, ELSS — understand each type.
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Equity: Stocks. High risk/return. For 7+ year goals.
Debt: Bonds. Low risk. For 1-3 year goals.
Hybrid: Mix. Balanced risk.
Index: Track Nifty/Sensex. Very low fees.
ELSS: Tax saving + equity. 3-year lock-in. 80C eligible.
Educational content. No specific fund recommendations.
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All calculations use standard financial formulas. SIP returns use compound interest formula: FV = PMT × [((1+r)^n - 1) / r]. EMI uses: EMI = P × r × (1+r)^n / [(1+r)^n - 1]. Tax calculations follow Income Tax Act provisions for the current assessment year. Insurance premiums are indicative market averages.
Sources: RBI, SEBI, Income Tax Department of India, CIBIL, IRDA, LIC of India. Data verified as of Aug 2026.
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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.